Skip to main content
Broker License # 7122581
Auto Lease Direct NY Logo

Frequently asked questions

Everything you wanted to ask a broker.

Twenty-five straight answers about leasing through Auto Lease Direct, how it works, what it costs, and what happens after we hand you the keys.

01: The basics

Working with a broker

How is Auto Lease Direct different from a dealership?+

We are a full-service automotive broker with access to all makes and models, and we shop the entire tri-state area on your behalf. No haggling back and forth, no dealership hassles, and no wasted time. There is no broker fee, the customer always wins.

Is there a difference between leasing through you and going to the dealer myself?+

Bottom line: we save you time and money. We have inside knowledge of dealer incentives that is not public information, so we can secure better terms than you would walking into a showroom yourself. We can finalize the entire transaction over the phone and deliver the vehicle to your doorstep, and all applicable manufacturer warranties and offers remain in place.

Why Auto Lease Direct instead of another broker?+

Experience. Most brokers have little or no real automotive background. Ron's team has over 45 years of combined dealership experience, and Ron himself spent 15+ years as a General Manager, General Sales Manager and Sales Manager. We have all worked inside dealerships at various levels and can explain every step of the process in detail. Credibility, competence and honesty are what you get here.

Do you sell cars in addition to leasing them?+

Yes. Anything you can do at a dealership, we can do, cash, finance or lease. Call us at (516) 442-4141 to learn more.

02: Delivery

Getting your vehicle

How quickly can I get my new car?+

In many cases, the same day. Once you have settled on a vehicle and you are approved, the delivery paperwork can be completed in as little as ten minutes. No more spending hours inside a dealership.

Where can I pick up my car?+

You can pick up at our main office at 4219 Merrick Rd, Massapequa, NY 11758. We also deliver to your home or office anywhere within a 100-mile radius of our location, and you are welcome to pick up at the dealer if you prefer.

How long does it take to complete a transaction?+

We can sometimes offer same-day delivery. Some transactions take a few hours, others a few days. We will tell you the timeline as soon as we start working together.

Are the vehicles you source brand new?+

Yes. Unless otherwise stated, the vehicles we source for our clients are new.

I'm looking for a specific vehicle. Can you help?+

Almost certainly. We work with all makes and models across the tri-state dealer network. Call us at (516) 442-4141 or request a quote and we will go find it.

03: The numbers

Payments, fees & terms

Whom do I pay every month?+

You will make your payments to the bank financing your lease. Often the manufacturer itself leases the vehicle directly, in that case, you pay the manufacturer.

What does "$0 down" mean?+

It means there is no capitalized cost reduction. You are still responsible for your first payment, the bank fee, taxes, and DMV fees.

What is a sign and drive?+

A sign and drive means paying your first payment and DMV fees up front. The bank fee and taxes are rolled into your monthly payment.

What is a bank fee?+

The bank offering the lease usually charges a fee for their services. You can pay it up front or roll it into your monthly payments.

What is a disposition fee?+

It is a fee the bank charges to offset the expense of selling the vehicle at the end of your lease. It is always outlined in your contract and never changes. However, if you re-lease and replace your vehicle with the same bank, they will typically waive it.

Can I include all fees in my payments?+

Certainly, just ask for a sign and drive. We will amortize the additional fees across your monthly payments.

04: Qualifying

Credit & incentives

What kind of credit do I need to qualify for a lease?+

There is no single credit score or set of guidelines you have to meet. Generally, you should be current on your monthly obligations. We work with people across all types of credit and are happy to look at your situation, there is no obligation for this service. Call (516) 442-4141 for more information.

What does "loyalty" mean?+

Manufacturers reward customers who come back to them with special incentives. If a price requires loyalty, you must currently be a customer of that manufacturer to qualify for it.

What does "conquest" mean?+

Manufacturers also want to attract drivers away from other brands, so they offer incentives to do it. If a price requires conquest, you must currently be a customer of a manufacturer other than the one being offered.

Will you accept trade-ins?+

We take all makes and models. Call us at (516) 442-4141 and we will walk you through it.

05: Afterwards

After you drive off

Where do I take my vehicle for service and maintenance?+

Any local service center that is authorized by the vehicle's manufacturer.

If there's a problem with the car, whom do I call?+

Vehicles come with the standard manufacturer's warranty. While your vehicle is still covered, contact your local authorized service center. If it is no longer under warranty, call us at (516) 442-4141 and we will refer you to a certified mechanic or body shop.

Can you recommend a body shop?+

We certainly can. Call (516) 442-4141 and speak with a client services representative.

Can you recommend a good insurance company?+

We have close contacts at most of the major insurance companies. Call (516) 442-4141 and we will point you in the right direction.

Can you help me get out of my lease early?+

Often, yes. We offer expedited lease-termination services for qualified applicants. Call (516) 442-4141 and speak with a client services representative to learn more.

Do you have a referral program?+

We pay for successful referrals. Please contact us before you refer someone so we can make sure you are compensated. Call (516) 442-4141 to learn more.

Auto Lease Direct NY Logo
Long Island & NYC's trusted auto lease broker.
We handle the search and the paperwork, and
deliver your vehicle to your door.
Visit Us

4219 Merrick Rd
Massapequa, NY 11758

516-442-4141 rchin@autoleasedirectny.com
Call Us
Apply Now